A mortgage with an intention price that stays exactly the same

Fixed-rate home loan

For the whole term of this loan.

Adjustable-rate home loan (supply)

Also known as a mortgage that is variable-rate an adjustable-rate home loan has mortgage loan that could alter sporadically through the lifetime of the mortgage relative to alterations in an index for instance the U.S. Prime speed or perhaps the London Interbank granted speed (LIBOR). Bank of America ARMs usage LIBOR since the basis for ARM interest modifications.

Your payment that is monthly may because of any interest modifications, and a loan provider may charge a diminished rate of interest for a short percentage of the mortgage term. Many hands have actually a price limit that limits the quantity of interest modification allowed during both the modification duration (the right time passed between rate of interest recalculations) additionally the lifetime of the mortgage.

Your prequalification

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The home loan procedure, now online

Considering purchasing a house? Prequalify now to calculate what you could borrow.

Browse our property Center to find your following house and look for house values.

Make an application for funding to get the mortgage that fits your needs.

We already prequalified for a mortgage loan with Bank of America – exactly exactly exactly what now?

View your prequalification page layer, or speak to your lending officer about using the next actions towards house funding

Homebuying options from Bank of America

Built to satisfy your family’s requirements

Made to satisfy your family’s requirements

Built to satisfy your family’s requirements

Our calculator struggles to show your outcomes

To recalculate to discover outcomes take to cutting your cost, increasing your advance payment or entering A zip that is different code. (Note: we provide a number of loan choices beyond the range of the calculator, which will be built to provide outcomes for probably the most loan that is popular. )

Our experienced lending experts will be ready to allow you to together with your financing requirements:

Resources and tools

See most of the kinds of mortgage loans you can expect

Fixed-rate mortgages

Set interest for the life of the mortgage

Your monthly obligations of principal and interest stay the exact same for the full lifetime of the mortgage

Adjustable-rate mortgages (ARMs)

Rate of interest might alter occasionally through the loan term

Your payment that is monthly may or decrease centered on rate of interest modifications

Jumbo Loans

For borrowers requiring greater loan quantities

Available as fixed-rate or loans that are adjustable-rate

Affordable Loan Solution ® home loan

Income limitations apply

FHA & VA loans

Federal federal Government loans through the Federal Housing management as well as the U.S. Department of Veterans Affairs

Minimal advance payment options with versatile credit and income directions

First-time homebuyers

First-time homebuyers

We’re right right here to assist you through the method with tools and resources.

We’re right here to simply help youthrough the procedure with tools and resources.

We’re right here that will help you through the procedure with tools and resources.

Our Homeownership Commitment

Our Homeownership Commitment

You can expect affordable housing help programs that assist make homeownership a real possibility.

We provide affordable housing support programs that assist make homeownership a real possibility.

You can expect affordable housing help programs that help make homeownership a real possibility.

Where to find assistance

Where to you can try here find assistance

See our deposit Center to locate programs in a state for modest-income and first-time homebuyers

See our Down Payment Center to get programs in a state for modest-income and homebuyers that are first-time

See our deposit Center to get programs in a state for modest-income and first-time homebuyers

Minimal advance payment options

Minimal advance payment options

Programs consist of home loan choices with reduce re re re payments.

Programs include real estate loan choices with reduce re re payments.

Programs consist of real estate loan options with reduce re payments.